A worker who suffers a work-related accident or disease and who sustains permanent physical or mental impairment is entitled to compensation for bodily injury that takes into consideration:
The amount of the indemnity is calculated by multiplying the percentage of permanent impairment by the amount in the schedule, based on the age of the person involved when the injury occurred (see table).
Example
A 34-year old worker suffers a back injury as a result of a work-related accident. He has a permanent impairment of 2.2%. The compensation for bodily injury in this case would be $1,726.38.
The calculation is as follows : 2,2 % x 78 472,00 $ = 1 726,38 $
Schedule for calculating the amount of the indemnity :
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Age |
Amount($) |
Age |
Amount |
Age |
Amount |
Age |
Amount |
Age |
Amount |
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Minimum indemnity in the event of anatomo-physiological deficit (APD)(DAP)
| |
Minimum indemnity |
|
Minimum indemnity in the event of anatomo-physiological deficit (APD) |
945,00 $ |
The CSST covers the following medical assistance costs for a worker who is the victim of a work-related accident or disease:
-
the services of health professionals
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care or treatment provided by a public health institution
-
medicine and other pharmaceutical products
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prostheses and ortheses
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any care, treatment, technical aid or expenses determined by regulation by the CSST
Travel expenses
The CSST shall reimburse, upon the production of supporting documents, to the worker and, if his physical condition requires it, to the person who must accompany him, the travel and accommodation expenses incurred to receive care, undergo medical examinations or take part in a personal rehabilitation program, according to the norms and amounts it determines and that it publishes in the
Gazette officielle du Québec.
Clothing damaged as a result of a work-related accident
An indemnity, upon the production of supporting documents, for the cleaning, repair or replacement of clothing damaged as a result of a work-related accident.
| |
Maximum amount |
Deductible
|
|
Clothing damaged as a result of a work-related accident |
569,00 $ |
48,00 $ |
Clothing damaged by a prosthesis or orthesis which the worker must wear subsequent to an employment injury
The worker must provide supporting documents.
| |
Maximum amount |
|
Clothing damaged by a prosthesis or orthesis |
569,00 $ |
Repair or replacement of a prosthesis or orthesis involuntary damaged as a result of a sudden and unforeseen event arising out of a worker's employment
The indemnity for repair and replacement is paid whenever the person involved is not entitled to such compensation under another plan.
|
|
Maximum amount |
Deductible |
|
Glass frames |
172,00 $ |
48,00 $ |
|
Contact lenses |
83,00 $ |
48,00 $ |
|
Other type of prosthesis or orthesis
|
As per the rates provided under the RAMQ
or
As per the amounts set by regulation |
None |
Compensation paid to surviving spouse
When a work-related accident or disease results in the death of a worker, the surviving spouse is entitled to a monthly and lump-sum indemnity.
The monthly indemnity is equal to 55% of the income replacement indemnity to which the worker would have been entitled. This temporary indemnity, granted for 1 to 3 years, may not exceed $2,058.70 per month. Such compensation will be increased if the person is
disabled.
|
Compensation paid to surviving spouse |
|
Maximum monthly amount |
Minimum lump-sum amount |
Maximum lump-sum amount |
Maximum lump-sum amount in the event of disability |
|
2 058,70 $ |
94 569,00 $ |
186 000,00 $ |
189 138,00 $ |
Compensation paid to a minor
When a work-related accident or disease results in the death of a worker, the worker's child, if a minor at the time of the death, is entitled to a monthly indemnity until such time as he comes of age.
If the child is attending an educational institution on a full-time basis when he comes of age, he is then entitled to a lump-sum indemnity.
If the child is
disabled when he comes of age, this lump-sum indemnity will be increased, unless the child is entitled to other compensation under another
Act :
|
Compensation paid to a minor |
|
Monthly amount paid until the child comes of age |
Lump-sum amount paid when the child is a full-time student when he comes of age |
Lump-sum amount paid when the child is disabled when he comes of age and is entitled to compensation under another Act |
Lump-sum amount paid when the child is disabled when he comes of age and is not entitled to compensation under another Act |
|
474,00 $ |
17 026,00 $ |
17 026,00 $ |
94 569,00 $ |
Compensation paid to a child of full age
A child of full age who is less than 25 years old at the time of the worker's death is entitled to a lump-sum indemnity if he is a full-time student.
If the child is
disabled, this lump-sum indemnity will be increased, unless he is entitled to other compensation under another
Act.
|
Compensation paid to a child of full age |
|
If a full-time student |
If disabled and entitled to compensation under another Act |
If disabled and not entitled to compensation under another Act |
|
17 026,00 $
|
17 026,00 $ |
18 years old
19 years old
20 years old
21 years old
22 years old
23 years old
24 years old
|
94 569,00 $
93 564,00 $
92 558,00 $
91 552,00 $
90 54,00 $
89 542,00 $
88 536,00 $
|
Compensation paid to other dependents
A person over half of whose needs were provided for by the worker
When a work-related accident or disease results in the death of a worker, a person over half of whose needs were provided for by the worker is entitled to a monthly indemnity, which varies according to the person's age.
If the person is
disabled, this lump-sum indemnity will be increased, unless he is entitled to other compensation under another
Act as a result of his disability.
A person half or less than half of whose needs were provided for by the worker
A person half or less than half of whose needs were provided for by the worker is entitled to a lump-sum indemnity. This indemnity is not increased if the person is disabled.
|
Compensation paid to other dependents |
|
A person aged less than 35 years old and over half of whose needs were provided for by the worker |
11 351,00 $ |
|
A person aged 35 years or more and over half of whose needs were provided for by the worker
|
75 % of the worker's gross income
|
|
Disabled person over half of whose needs were provided for by the worker and who is not entitled to compensation under another Act. This amount is based on the person's age at the time of the worker's death. |
|
|
Disabled person over half of whose needs were provided for by the worker and who is not entitled to compensation under another Act. This amount is based on the person's age at the time of the worker's death. |
11 351,00 $ |
|
Disabled person aged less than 35 years old and over half of whose needs were provided for by the worker and who is entitled to compensation under another Act
|
75% of the worker's gross income
|
|
A person between 25% and 50% of whose needs were provided for by the worker |
11 351,00 $ |
|
A person between 10% and 25% of whose needs were provided for by the worker |
5 675,00 $ |
Other death benefits