Compensation and reimbursement of expenses​​

2016 data

Income replacement indemnity

Maximum insurable earnings
Annual maximum insurable (as of January 1st, 2016) $71,500 

Minimum insurable earnings
Annual minimum insurable 
(as of January 1st, 2016)
Tipped workers wage rate General wage rate Domestic 
work week 
Standard work week
$22,003.08 $9.05 $10.55 40h 40h

Indemnity for student undergoing a training period without remuneration

The CNESST pays a weekly indemnity to a student aged less than 18 years who suffers an employment injury during the course of a training period without remuneration under the responsibility of the educational institution where he is pursuing his studies.

Indemnity for student undergoing a training period without remuneration
Weekly indemnity $103.00

Indemnity for a child concerned by voluntary or alternative measures

The CNESST pays a weekly indemnity to a child who executes tasks, renders a service to the community or acts as a trainee, with or without remuneration, under voluntary measures taken pursuant to the Youth Protection Act or alternative measures taken under the Young Offenders Act, or in execution of a decision rendered by the Court of Québec under one of such Acts or the Code of Penal Procedure.

Indemnity for a child concerned by voluntary or alternative measures
Weekly indemnity $103.00

Annual revalorisation

The income replacement indemnity is revalorized each year at the anniversary date of the start of the worker's disability preventing him from performing his work.

Annual revalorisation
Annual revalorisation 1,2%


Compensation for bodily injury

A worker who suffers a work-related accident or disease and who sustains permanent physical or mental impairment is entitled to compensation for bodily injury that takes into consideration:

  • Anatomo-physiological deficit (degree of severity of the disability);
  • Physical disfigurement;
  • Suffering and loss of enjoyment of life.

Calculating the amount of the indemnity

The amount of the indemnity is calculated by multiplying the percentage of permanent impairment by the amount in the schedule, based on the age of the person involved when the injury occurred (see table).

Example

A 34 year old worker suffers a back injury as a result of a 2016 work-related accident. He has a permanent impairment of 2.2%. The compensation for bodily injury in this case would be $1,894.86.

The calculation is as follows : 2,2% × 87 164$ = $1,917.61

Schedule for calculating the amount of the indemnity 
Age Amount Age Amount Age Amount
18 - $105,042 34 $87,164 50 $69,286
19 $103,926 35 $86,043 51 $68,170
20 $102,808 36 $84,930 52 $67,047
21 $101,691 37 $83,811 53 $65,929
22 $100,571 38 $82,697 54 $64,812
23 $99,458 39 $81,577 55 $63,696
24 $98,340 40 $80,464 56 $62,577
25 $97,223 41 $79,341 57 $61,462
26 $96,107 42 $78,224 58 $60,343
27 $94,989 43 $77,108 59 $59,227
28 $93,872 44 $75,991 60 $58,110
29 $92,752 45 $74,871 61 $56,988
30 $91,634 46 $73,751 62 $55,873
31 $90,514 47 $73,012 63 $54,756
32 $89,398 48 $71,525 64 $53,638
33 $88,282 49 $70,405 65 + $52,524

Minimum indemnity in the event of anatomo-physiological deficit (APD)(DAP)
Minimum indemnity in the event of anatomo-physiological deficit (APD)(DAP)
1,049$
(minimum benefits)


Medical assistance costs and travel expenses

Medical assistance costs covered by the CNESST

The CNESST covers the following medical assistance costs for a worker who is the victim of a work-related accident or disease:

  • the services of health professionals;
  • care or treatment provided by a public health institution;
  • medicine and other pharmaceutical products;
  • prostheses and ortheses;
  • any care, treatment, technical aid or expenses determined by regulation by the CNESST.

Travel expenses

The CNESST shall reimburse, upon the production of supporting documents, to the worker and, if his physical condition requires it, to the person who must accompany him, the travel and accommodation expenses incurred to receive care, undergo medical examinations or take part in a personal rehabilitation program, according to the norms and amounts it determines and that it publishes in the Gazette officielle du Québec.

Other indemnities

Clothing damaged as a result of a work-related accident

An indemnity, upon the production of supporting documents, for the cleaning, repair or replacement of clothing damaged as a result of a work-related accident.

Clothing damaged as a result of a work-related accident
Type of indemnity Maximum amount Deductible
Clothing damaged as a result of a work-related accident $631.00 $53.00


Clothing damaged by a prosthesis or orthesis which the worker must wear subsequent to an employment injury

The worker must provide supporting documents.

Clothing damaged by a prosthesis or orthesis which the worker must wear subsequent to an employment injury
Type of indemnity Maximum amount
Clothing damaged by a prosthesis or orthesis $631.00


Repair or replacement of a prosthesis or orthesis involuntary damaged as a result of a sudden and unforeseen event arising out of a worker's employment

The indemnity for repair and replacement is paid whenever the person involved is not entitled to such compensation under another plan.

Repair or replacement of a prosthesis or orthesis involuntary damaged as a result of a sudden and unforeseen event arising out of a worker's employment
Type of prosthesis or orthesis Maximum amount Deductible
Glass frames $191.00 $53.00
Contact lenses $92.00 $53.00
Other type of prosthesis or orthesis
 
As per the rates provided under the RAMQ
or
As per the amounts set by regulation
None


Death benefit

Compensation paid to surviving spouse

When a work-related accident or disease results in the death of a worker, the surviving spouse is entitled to a monthly and lump-sum indemnity.

The monthly indemnity is equal to 55% of the income replacement indemnity to which the worker would have been entitled. This temporary indemnity, granted for 1 to 3 years, may not exceed $2,265.41 per month. Such compensation will be increased if the person is disabled.

Compensation paid to surviving spouse
Indemnity Amount
Maximum monthly amount $2,307.92
Minimum lump-sum amount $105,042.00
Maximum lump-sum amount $214,500.00
Maximum lump-sum amount in the event of disability $214,500.00


Compensation paid to a minor child

The minor children of a worker with no spouse at the time of his or her death are also entitled to a lump-sum indemnity. This indemnity is divided equally among the minor children, the children who are over the age of the majority but under age 25 and are full-time students, and the children over the age of majority for whom the worker was paying more than 50% of the costs at the time of his or her death.

Compensation paid to a minor child
Indemnity Amount
Monthly amount paid until the child reaches the age of majority $527.00
Lump-sum amount paid if the child, after reaching the age of majority, is a full-time student $18,912.00
Lump-sum amount paid if the child, after reaching the age of majority, is disabled and entitled to an indemnity pursuant to other legislation $18,912.00
Lump-sum amount paid if the child, after reaching the age of majority, is disabled and not entitled to an indemnity pursuant to other legislation $105,042.00
Minimum lump-sum amount paid if the worker has no spouse at the time of his or her death Minimum of $105,042.00


Compensation paid to a child of full age

A child of full age who is less than 25 years old at the time of the worker's death is entitled to a lump-sum indemnity if he is a full-time student.

If the child is disabled, this lump-sum indemnity will be increased, unless he is entitled to other compensation under another Act.

Children of a worker with no spouse at the time of his or her death who are over the age of majority but under age 25 are also entitled to a lump-sum indemnity if they are full-time students. 

Children of a worker with no spouse at the time of his or her death who are over the age of majority are entitled to a lump-sum indemnity if the worker was paying more than 50% of their costs at the time of his or her death.

This indemnity is divided equally among the minor children, the children who are over the age of majority but under age 25 and are full-time students, and the children over the age of majority for whom the worker was paying more than 50% of the costs at the time of his or her death.

 

Compensation paid to a child of full age
Who is a full-time student Who is disabled and entitled to an indemnity pursuant to other legislation Who is disabled and not entitled to an indemnity pursuant to other legislation For whom the worker was paying more than 50% of the costs at the time of his or her death
$18,912.00

Death occurred on or after June 18, 2009

Minimum of $105,042.00$ if the worker had no spouse at the time of his or her death
$18,912.00
Age 18
Age 19
Age 20
Age 21
Age 22
Age 23
Age 24
$105,042.00
$103,926.00
$102,808.00
$101,691.00
$100,571.00
$99,458.00
$98,340.00
Minimum of $105,042.00 if the worker had no spouse at the time of his or her death


Compensation paid to other dependents

A person over half of whose needs were provided for by the worker

When a work-related accident or disease results in the death of a worker, a person over half of whose needs were provided for by the worker is entitled to a monthly indemnity, which varies according to the person's age.

If the person is disabled, this lump-sum indemnity will be increased, unless he is entitled to other compensation under another Act as a result of his disability.

A person half or less than half of whose needs were provided for by the worker

A person half or less than half of whose needs were provided for by the worker is entitled to a lump-sum indemnity. This indemnity is not increased if the person is disabled.

Compensation paid to other dependents 
Other dependents Indemnity
A person aged less than 35 years old and over half of whose needs were provided for by the worker $12,607.00
A person aged 35 years or more and over half of whose needs were provided for by the worker
75 % of the worker's gross income

Maximum
$53,625.00
 
Disabled person over half of whose needs were provided for by the worker and who is not entitled to compensation under another Act. This amount is based on the person's age at the time of the worker's death.
Minimum
$52,524.00
 
Maximum
$105,042.00
Disabled person aged less than 35 years old and over half of whose needs were provided for by the worker and who is entitled to compensation under another Act. $12,607.00
Disabled person aged 35 years old or more and over half of whose needs were provided for by the worker and who is entitled to compensation under another Act. 
75% of the worker's gross income
 
Maximum
$53,625.00
A person between 25% and 50% of whose needs were provided for by the worker $12,607.00
A person between 10% and 25% of whose needs were provided for by the worker $6,304.00


Other death benefits

Other death benefits
Lump-sum amount paid to the spouse or, in the event that there is no spouse, equally distributed among the worker's other dependents Lump-sum amount paid to the mother and father of a deceased worker with no dependents Funeral expenses reimbursed to the person having incurred them Costs of transporting the deceased's body to the funeral home closest to his regular place of residence, if in Québec
$2,101.00 $27,310 each $5,107.00 Upon production of supporting documents

​​