Indemnities and reimbursement of expenses​​

2018 data

Income replacement indemnities

Maximum insurable earnings
Annual maximum insurable earnings (as of January 1, 2018) $74,000 

Minimum insurable earnings
Annual minimum insurab​le 
(as of May1, 2017)
Hourly rate with tips and gratuities Regular hourly rate Workweek for domestics Regular workweek
$23,463.00 $9.45 $11.25 40 hours 40 hours

Indemnity for students in an unpaid training period​

The CNESST pays a weekly indemnity to students under 18 years old who suffer an employment injury during an unpaid training period under the responsibility of an educational institution where they are pursuing their studies.​

Indemnity for students in an unpaid training period
Weekly indemnity $106.00

Indemnity for a child affected by voluntary measures or alternative measures​

The CNESST pays a weekly indemnity to a child who executes tasks, renders a service to the community or acts as a trainee, with or without remuneration, under voluntary measures taken pursuant to the Youth Protection Act or alternative measures taken under the Young Offenders Act, or in execution of a decision rendered by the Court of Québec under one of such Acts or the Code of Penal Procedure.

Indemnity for a child affected by voluntary measures or alternative measures
Weekly indemnity $106.00

Annual revalorisation

The income replacement indemnity is revalorised every year on the anniversary of the date that the worker became unable to carry out his employment. 

Annual revalorisation
Annual revalorisation 1,5%


Compensation for bodily injury

A person who, because of a work-related accident or occupational disease, sustains permanent physical or mental impairment is entitled to a compensation for bodily injury that takes into account: 

  • the anatomicophysiological deficit (se​verity of the disability);
  • disfigurement;
  • suffering or loss of enjoyment of life.

How to calculate the indemnity​

The indemnity is calculated by multiplying the percentage of the permanent impairment by the amount indicated based on the person’s age at the time that the injury appeared (see table).​.

Example

The indemnity is always calculated based on the table of the year of the accident. For example, a person who is 34 years old suffers a back injury in a work-related accident in 2018. There is a resulting 2.2% permanent impairment. The compensation for bodily injury will be $1,973.62.

The calculation is done as follows: 2.2% × $89,710 = $1,973.62

2018 indemnities​ ​​ 

Indemnity calculation table​
Age Amount Age Amount Age Amount
18 and under $108,111 34 $89,710 50 $71,310
19 $106,962 35 $88,557 51 $70,161
20 $105,811 36 $87,411 52 $69,006
21 $104,662 37 $86,259 53 $67,855
22 $103,509 38 $85,113 54 $66,705
23 $102,363 39 $83,960 55 $65,557
24 $101,213 40 $82,814 56 $64,405
25 $100,063 41 $81,659 57 $63,257
26 $98,914 42 $80,509 58 $62,106
27 $97,764 43 $79,361 59 $60,957
28 $96,614 44 $78,211 60 $59,808
29 $95,462 45 $77,058 61 $58,653
30 $94,311 46 $75,906 62 $57,505
31 $93,158 47 $75,145 63 $56,356
32 $92,010 48 $73,614 64 $55,205
33 $90,861 49 $72,462 65 + $54,058

Minimum Indemnity in the event of anatomicophysiological deficit (APD)
Minimum Indemnity in the event of anatomicophysiological deficit (APD)
1,080,00$
(minimum amount​)


Medical aid costs and travel expenses

Medical aid costs covered by the CNESST

The CNESST covers the following medical aid costs for a worker who is in a work-related accident or has an occupational disease:

  • the services of health professionals;
  • care or treatment provided by a public health institution;
  • medicine and other pharmaceutical products;
  • prostheses and orthoses;
  • any care, treatment, technical aid or expenses determined by regulation by the CNESST.

Travel expenses

The Commission shall reimburse, on the production of receipts, to the worker and, if his physical condition requires it, to the person who must accompany him, the transportation and travel expenses incurred to receive care, undergo medical examinations or take part in a personal rehabilitation program. Consult the form Application for reimbursement of expenses​ for the rates in effect.

Other indemnities

Clothing damaged as a result of a work-related accident

Indemnities for cleaning, repairing or replacing damaged clothing, on filing of supporting documents. 

Clothing damaged as a result of a work-related accident
Type of indemnity Maximum amount Deductible
Clothing damaged as a result of a work-related accident $650.00 $55.00


Clothing damaged by a prosthesis or orthosis that must be worn because of the employment injury

The worker must submit supporting documents.​ 

Clothing damaged by a prosthesis or orthosis that must be worn because of unemployment injury
Type of indemnity Maximum amount
Clothing damaged by a prosthesis or orthesis $650.00


Repair or replacement of a prosthesis or an orthosis unintentionally damaged during an unforeseen and sudden occurrence arising from the work

The indemnity for the repair or replacement is paid to the extent that the person is not entitled to that indemnity under another plan.​ 

Repair or replacement of a prosthesis or an unintentionally damaged orthosis
Type of prosthesis or orthesis Maximum amount Deductible
Eyeglass frames $197.00 $55.00
Contact lens $94.00 $55.00
Other type of prosthesis or orthesis
According to the rate established by the RAMQ
or
According to the amounts set by regulation​
None


Death benefit (amounts for 2018) 

Indemnities paid to spouse

The CNESST considers a spouse to be the person who, at the date of death of a worker:

  1. ​is married to, or in a civil union with, and cohabits with the worker,
    OR
  2. lives with the worker in a de facto union, whether the person is of the opposite or the same sex, and:​
    1. ​​​has been living with the worker for not less than three years, or one year if a child has been born or is to be born of their union, and
    2. is publicly represented as the worker’s spouse.​​

​​When an e​mployment injury results in the death of a worker, the spouse may be entitled to a monthly pension and a lump sum indemnity.​

The monthly pension is equal to 55% of the income replacement indemnity to which the worker was entitled at the date of his death, where such is the case, or to which he would have been entitled at that date if he was then unable to carry on his employment by reason of an employment injury. The indemnity is payable in the form of a monthly pension, from the date of the death of the worker, for the period provided for in Schedule IV of the AIAOD, according to the age of the spouse at that date (the duration varies from one year to three years).

Also, the spouse o​f the deceased worker is entitled to a lump sum indemnity equal to the product obtained by multiplying the gross annual employment income of the worker determined in accordance with sections 63 to 82 and revalorised, where required, by the factor provided in Schedule III of the AIAOD in relation to the age of the spouse at the date of death of the worker.​

Indemnities that may be paid to the spouse of the deceased worker
Type of indemnities Amount
Maximum monthly pension $2,338.77
A lump sum indemnity
Minimum
$108,111.00

Maximum
$222,000.00

 

If the spouse of the deceased worker is invalid, the spouse is entitled to the monthly pension referred to above and to a lump sum indemnity. The invalid spouse is entitled to the greater of the following lump sum indemnities:

  1. a lump sum indemnity equal to the product obtained by multiplying the gross annual employment income of the worker determined in accordance with sections 63 to 82 of the AIAOD and revalorised where required, by the factor provided in Schedule III of the AIAOD in relation to the age of the spouse at the date of death of the worker.
  2. an indemnity equal to twice the amount provided in Schedule II in relation to the spouse’s age at the date of death of the worker.
Indemnities that may be paid to the invalid spouse of the deceased worker
Type of indemnities Amount
Maximum monthly pension $2,338.77
A lump sum indemnity
Minimum
$108,111.00

Maximum
$222,000.00


Indemnities paid to a child​

Indemnities paid to a minor child​
Type of indemnity Amount
Monthly pension paid until the child reaches full age $542.00

 

Indemnity paid when the minor child reaches full age
Type of indemnity Amount
A lump sum indemnity paid when the child is attending an educational institution on a full-time basis on the date that the child reaches full age $19,465.00
A lump sum indemnity paid to the invalid minor child when, on reaching full age, the minor child is still invalid and is not entitled to an indemnity under another Act1 $108,111.00
A lump sum indemnity paid to the invalid minor child when, on reaching full age, the minor child is still invalid and is entitled to an indemnity under another Act1 $19,465.00
If the deceased worker has no spouse on the date of his death, but has a minor child, a child of full age over half of whose needs were provided for by the worker or a child of full age but under 25 years of age who, on that date, is attending an educational institution on a full-time basis. When there is more than one such child, the indemnity is divided equally between them.
Minimum
$108,111.00

Maximum

$222,000.00


Indemnities paid to a child of full age

Type of indemnity Amount
A lump sum indemnity paid to the invalid child of full age under 25 years of age who is not entitled to an indemnity under another Act1 $19,465.00

Indemnities paid to an invalid child of full age​ 

Type of indemnity Amount
A lump sum indemnity paid to the child of full age under 25 years of age who is not entitled to an indemnity under another Act1
Minimum
$101,213.00

Maximum
$108,111.00
A lump sum indemnity paid to the invalid child of full age under 25 years of age who is entitled to an indemnity under another Act1 $19,465.00
If the deceased worker has no spouse on the date of his death, but has a minor child, a child of full age over half of whose needs were provided for by the worker or a child of full age but under 25 years of age who, on that date, is attending an educational institution on a full-time basis. When there is more than one such child, the indemnity is divided equally between them.
Minimum
$108,111.00

Maximum
$222,000.00

Indemnities paid to other dependants

Other Death benefits  
Other dependents Amount
Dependant under 35 years of age, over half of whose needs were provided for by the deceased worker $12,975.00
Dependant 35 years of age or over, over half of whose needs were provided for by the deceased worker
75% of the gross annual employment income of the worker, determined under sections 63 to 82 of the AIAOD and revalorised where required
(maximum amount: $55,500.00)
 
Invalid dependant, over half of whose needs were provided for by the deceased worker, and who is not entitled to an indemnity under another Act1. This amount is determined according to the dependant’s age at the time of the worker’s death (Schedule II AIAOD).
Minimum
$54,058.00
 
Maximum
$108,111.00
Invalid dependant, over half of whose needs were provided for by the deceased worker and who is entitled to an indemnity under another Act.1 Minimum $12,975.00 or​ ​75% of the gross annual employment income of the worker determined under sections 63 to 82 of the AIAOD and revalorised where required
(maximum amount: $55,500.00)
Dependant whose needs were provided for by the deceased worker in a proportion of 25% to 50%
$12,975.00
Dependant whose needs were provided for by the deceased worker in a proportion of 10% to 25% $6,488.00


Other Death benefits  
Other dependents Amount
Lump sum paid to the spouse or, if there is no spouse, paid to the worker’s other dependants in equal shares $2,162.00
The father and mother of a worker who died without dependants are each entitled to a lump sum indemnity; The share of a dead parent or of a parent deprived of parental authority accrues to the other parent. F both parents are deceased, the indemnity is paid to the succession of the deceased worker, except if the property of the succession is to be taken by the State
$28,107.00 each  
To the payer of the funeral expenses, on filing of supporting documents Up to
$5,256.00
The cost of transportation of the body of the worker from the place of death to the funeral home closest to the habitual residence of the deceased, if the worker was resident in Québec
On filing of supporting documents

 

1 Workers’ Compensation Act, Automobile Insurance Act and the Act to promote good citizenship or the Crime Victims Compensation Act.

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